A licenced financial advisor since 2008

 

Charly will take a deep dive into Canada's financial system and show you the secrets and loopholes used by the top 1%. You and your team will lower your tax rate, increase your investment returns, and ultimately keep more $ in your pocket.
 

Discover how to Create and Grow your Wealth with Sound Advice

Imagine you, your business partners, and every single one of your employees is financially secure. You all have your necessary insurance in place. Your investments are well positioned and growing. You have a structured retirement plan. And you all pay very little taxes.

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What would your work life be like?

 Do you know that with the right financial advice you can:

• Pay nearly zero tax at retirement1

• Transfer your investments to the next generation virtually tax-free (2)

• Create the freedom and lifestyle you want far quicker than you imagined

• Buy insurance that pays you back all your money if you don’t claim (3)

• Have investments with up to 100% guarantee on your initial deposit (4)
   

[Bottom of the page]:

1. Using TFSA and insured retirement plan

2. Using ITS

3. Using ROP rider

4. Using segregated funds
    

Do you ever…

• Question why do wealthy people barely pay any tax?

• Wonder how long it would take to save $1,000,000 versus growing a $1,000,000?

• Agonize that your default financial strategy is not moving you ahead.

• Think that $50K is enough to get started with a top advisor?

• Worry about how the mortgage will be paid if you are not working.
   

Here’s the secret…

Only two investment vehicles allow you to grow your money and pay almost 0% taxes at the end; Regardless of whether your rate of return is 1% or greater than 50%, all the gains can be exempt from tax! 

 

Let me explain:

TFSA (limited investment capacity) and Insurance Tax Shelter (unlimited) are those two vehicles. 

Most Canadians misuse TFSAs because they open savings accounts at their neighbourhood bank and grow their money, sometimes at less than 1%. In actuality, you can open up an investment account, choose any investment you like and make massive returns. Grow $5,000 into $100,000 over time.

A simple strategy like buying insurance for your kids can literally help them retire as multi-millionaires.

 

Be Proactive, Take Action:

• Improve awareness of your money or spending by using our budgeting system

• Protect your assets with the right type and amount of insurance

• Protect your ability to pay your bills if you are sick or disabled

• Select correct strategies to grow your investment portfolio

• Structure a plan with retirement date, desired monthly income and the assurance your money will last

• Prepare for estate taxes with minimal impact on your portfolio 

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Our firm works with everyone, from the person sweeping the floors to the people making the decisions. Regardless of your position in the company, you deserve the best advice. Don’t let your current situation prevent you from starting today.

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